This depends on your doctor’s fees.
Here's a couple of steps to help you work this out:
- Ask if they charge above the Medicare Benefits Schedule (MBS).
Yes they do — if they do charge above the MBS fee, ask them if they will participate in GapCover. If they do, the most you’ll pay is $500.
If they don’t participate in GapCover, then you’ll have to pay the difference between the MBS fee and the doctor’s bill for any services whilst you’re in hospital.
- Ask them to give you an estimate of all the medical fees – including anaesthetist, assistant surgeon and any other costs to allow you to provide Informed Financial Consent.
You can always contact us to get a clearer picture of your out-of-pocket costs.