You can choose to suspend your ahm policy for up to 2 years if you’re taking an overseas trip or if you, or your Partner, become unemployed.
Overseas travel suspension
If you're travelling abroad for more than 30 days, you can choose to suspend your ahm policy for the days you are outside of the country — up to 2 years at a time.
If your travel plans change, contact us within 30 days and send us confirmation of your new return date to Australia.
Email us at email@example.com with a copy of your official itinerary or tickets which show your dates of travel.
To be approved, your ahm premiums must be paid up until the date of your departure. If you have paid your premiums in advance, premium protection will be lost.
To resume your ahm policy, contact us when you get back.
If you (or, if on a couple's policy, you or your partner) become unemployed, you can suspend your policy for up to 2 years.
Please provide us with proof of your, or your partner's, receipt of a Newstart Allowance, Sickness Allowance or any other allowance relating to unemployment under the Social Security act 1991.
We'll suspend your cover from the date we receive these.
To resume your ahm policy, contact us within 30 days of either you or your partner returning to work.
No benefits will be paid during the period you have chosen to suspend your cover. You'll also still need to serve any applicable waiting periods.
Please note: Suspending your ahm policy may result in you being charged the Medicare Levy Surcharge (MLS). Please get in touch with your accountants, tax agent or the Australian Tax Office for further advice.