The Australian Government Rebate (AGR) on private health insurance is an amount the government may contribute towards your premium to make it more affordable.
If you’re eligible, you can choose to get the rebate by paying reduced premiums. You should nominate the income tier you fall under to ensure that we claim the right rebate amount for you. Alternatively, your rebate may be claimed through your annual tax return with ATO. If you choose to claim any rebate through your tax return or if your income tier changes throughout the financial year, you may get a debit in your tax return under the heading ‘Excess private health reduction or refund (rebate reduced)’.
Am I eligible for the rebate?
All the people listed on the policy must be eligible to claim Medicare for you to receive the rebate.
How much is the rebate?
The rebate amount you are entitled to is based on the age of the oldest person covered by the policy and your income tier.
|Base tier||Tier 1||Tier 2||Tier 3|
|Singles||$90,000 or less||$90,001 - $105,000||$105,001 - $140,000||$140,001
|$180,001 - $210,000||$210,001 - $280,000||$280,001
|2021 rebate entitlement - based on age and income|
|Age under 65||24.608%||16.405%||8.202%||0%|
|Age 65 - 69||28.710%||20.507%||12.303%||0%|
Single parents and couples are considered families. For families with children, the thresholds are increased by $1,500 for each child after the first.
For more information about the Australian Government Rebate visit humanservices.gov.au/privatehealth
For independent private health insurance advice, visit privatehealth.gov.au.