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Private health insurance 101
Private health insurance 101
Hospital and extras cover explained and the MLS, AGR and LHC in plain English.
Product info
Ambulance cover
What is hospital cover?
What is extras cover?
What are hospital and extras packages?
Overseas health cover
What's the difference between routine, complex and major dental?
See all 9 articles
Health insurance terms
What’s a waiting period?
What’s an excess and how does it work?
What’s a daily charge and how does it work?
What’s a pre-existing condition?
What's a recognised provider?
Rebates, Taxes and Loadings
What’s Lifetime Health Cover Loading (LHC)?
What’s the Medicare Levy Surcharge (MLS)?
What’s the Australian Government Rebate (AGR)?
What are Fund Rules?
Government Reforms
PHI Reforms 101
New product categories
Removal of some natural therapy benefits
$750 excess option
Youth discount
Reforms already in place
