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Private health insurance 101

Hospital and extras cover explained and the MLS, AGR and LHC in plain English.

Changing health insurance

  • How long does it take to switch my health insurance?
  • How do I change my health insurance policy?
  • Everything you need to know about changing health insurance companies
  • Switching health insurance

Product info

  • 7 signs it could be time to see the dentist
  • What to expect when you see a psychologist
  • All about dental
See all 15 articles

Health insurance terms

  • What are Doctor's Health Checks?
  • A list of extras services
  • What’s the difference between counselling, psychology and psychiatry?
  • What’s a waiting period?
  • What's my excess?
See all 9 articles

Rebates, Taxes and Loadings

  • Tax, rebates and health insurance
  • How can I get the Ambulance Levy Exemption?
  • Lifetime Health Cover loading explained
  • What’s the Medicare Levy Surcharge (MLS)?
  • What’s the Australian Government Rebate (AGR)?
  • What are Fund Rules?

Welcome to ahm

  • What is private health insurance?
  • How does hospital and extras cover work?
  • How does extras cover work?
  • How does hospital cover work?
  • The best bits about ahm
  • The best bits about ahm extras cover
See all 7 articles

Government Reforms

  • PHI Reforms 101
  • Product reforms
  • Youth Discount
  • Reforms already in place
  • Removal of some natural therapy benefits
  • $750 excess
See all 8 articles
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Acknowledgement flags

ahm acknowledges Aboriginal and Torres Strait Islander peoples as the First Peoples of this nation. We proudly recognise Elders past, present and emerging as the Traditional Owners of the lands on which we work and live. We’re committed to supporting Indigenous self-determination and envision a future where all Australians embrace Aboriginal and Torres Strait Islander histories, cultures and rights as a central part of our national identity.

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