Product Disclosure Statement and Financial Services Guide
Applies to new policies quoted on or after 2 December 2025 and policies renewing on or after 1 January 2026
Previous PDS/FSG
Applies to new policies quoted between 18 January 2024 and 1 December 2025, and policies renewed between 7 February 2024 and 31 December 2025
- Product Disclosure Statement and Financial Services Guide (PDS/FSG)
- Changes to ahm home insurance product disclosure document
Applies to new policies quoted between 10 November 2023 and 17 January 2024 and policies renewed between 10 November 2023 and 6 February 2024
- Product Disclosure Statement and Financial Services Guide (PDS/FSG)
- Changes to ahm home insurance product disclosure document
Applies to policies with new cover or renewal start dates on or between 1 January 2022 and 9 November 2023
Target Market Determination (TMD)
The TMD provides details on who a product is appropriate for and any conditions on how it can be distributed.
Home & Contents Insurance TMD effective from 2 December 2025
Home & Contents Insurance TMD effective from 24 October 2025 to 1 December 2025
Home & Contents Insurance TMD effective from 4 October 2024 to 23 October 2025
Home & Contents Insurance TMD effective between 1 October 2021 to 3 October 2024
Terms and conditions
- Home Contents Key Fact Sheet effective from 2 December 2025
- Home Building Key Fact Sheet effective from 2 December 2025
- Home Contents Key Fact Sheet effective from 10 November 2023 to 1 December 2025
- Home Building Key Fact Sheet effective from 10 November 2023 to 1 December 2025
- Emergency Home Assist - Terms & Conditions (for membership terms from 13 December 2024)
- Emergency Home Assist - Terms & Conditions (for membership terms prior to 13 December 2024)