Product Disclosure Statement and Financial Services Guide
Applies to new policies quoted on or after 2 December 2025 and policies renewing on or after 1 January 2026
Previous PDS/FSG
Applies to new policies quoted between 18 January 2024 and 1 December 2025, and policies renewed between 7 February 2024 and 31 December 2025
- Product Disclosure Statement and Financial Services Guide (PDS/FSG)
- Changes to ahm car insurance product disclosure document
Applies to new policies quoted between 10 November 2023 and 17 January 2024 and policies renewed between 10 November 2023 and 6 February 2024
- Product Disclosure Statement and Financial Services Guide (PDS/FSG)
- Changes to ahm car insurance product disclosure document
Applies to policies with new cover or renewal start dates on or between 1 January 2022 and 9 November 2023
Target Market Determination (TMD)
The TMD provides details on who a product is appropriate for and any conditions on how it can be distributed.
Car Insurance TMD effective from 24 October 2025 to 1 December 2025
Car Insurance TMD effective from 4 October 2024 to 23 October 2025
Car Insurance TMD effective between 1 October 2021 to 3 October 2024
Roadside Assist Terms and conditions
ahm’s car repairer network
You can view our car repairer network across Australia here.
If you have any questions about your car insurance claim, including about which repairer can potentially repair your car, please speak with our Claims Team.