If a service is Excluded on your cover it means that we won’t pay a benefit towards it and you’ll be significantly out-of-pocket.
For these services, you won’t receive anything from us towards the costs of treatment so you will have to pay all costs yourself.
Log in to your account or check your product information for details of which services are Excluded on your cover.
Remember, always contact us before you go to hospital to help us minimise your out-of-pocket expenses.