Firstly you need to make sure you’re on the right level of cover which includes pregnancy. Refer to your product guide to check this or contact us.
If you’re not on the right level of cover and you want to be able to use your private health insurance for the birth of your baby, you’ll need to switch to a cover that includes ‘pregnancy and birth’.
View our pregnancy and birth covers
When you change to a cover which includes ‘pregnancy and birth’, you will need to serve a 12-month waiting period. This means ‘pregnancy and birth’ must be included on your cover for at least 12 months before you can claim for any hospital admissions related to those services.