What are ahm's extras services? And what do they mean or include?
Health insurance can be complicated, so here’s a list of extras with an explainer of each, to help make things a little simpler.
These extra services listed may not be included in all extras products and may be subject to waiting periods and annual/lifetime/sub limits.
Where a service listed below is for an initial consultation, ahm pays towards one of these per member per financial year, per service. However, ahm temporarily removed this rule meaning we’ll help with the bill for multiple initial consultations in the same financial year until 7 December 2023. Find out more.
Choose an extras service to read more
- examinations and consultations
- clean and polish procedures
- tooth extractions
- minor restorative services such as fillings
Major dental covers procedures like crowns, bridgework, veneers, implants and dentures. Unfortunately, major dental does not include orthodontic treatments.
Optical includes things like the cost of glasses, frames, lenses, repairs, and contact lenses.
Only payable on scripted sight correcting products.
Treatment of the body, typically in the form of massage, to assist in rehabilitation, pain and injury management.
The use of needles at specific acupuncture points to balance the body’s energy pathways.
Evidence-based movement, physical activity, and exercise-based interventions aimed to facilitate and optimise health.
A holistic approach to disease and prophylactic care, treatment can include Chinese herbal medicine and acupuncture.
Evidence-informed assessment, treatment and rehabilitation of pain associated with musculoskeletal conditions.
- quit smoking benefits
- Cancer Council UV products
- preventive tests
- health checks
- stress management courses
- disease management association fees
- exercise classes
- swimming lessons for age 0 – 17 years (included on selected products only)
This includes dietitian and nutritionist consultations, and weight loss classes and courses, provided you meet certain eligibility criteria.
We define podiatry as consultations, biomechanical assessments, castings and podiatric surgery.
This includes consultations with an Audiologist (where Medicare hasn’t covered the service). Please note that consultations with an Audiometrist aren’t included here.
This includes birthing classes and courses, lactation consultant services and pre or postnatal visits from a registered midwife.
This refers to the costs related to the use of oxygen gases and oxygen concentrators.
This refers to fluid injections to joints including the knee, hip and shoulder, such as visco-supplemental treatments to alleviate the pain of osteoarthritis. On this one, your limits begin when you first receive the service, instead of at the beginning each financial year. They will reset when that date rolls around again the following year.
Help with travel and accommodation bills can be available if you need to travel more than 200km return for a specialist medical appointment or for an outpatient procedure. This doesn’t include travel and accommodation related to hospitalisations, dental or extras services and IVF treatment.
This includes room fees for procedures performed in a surgeon’s office or surgery rather than an operating room or theatre (i.e. not a hospital or day surgery).
We include post-operative aids, medical aids, braces and support devices and non-surgical prosthesis here. Note that some restrictions apply, and you may need medical evidence that you require the aid or device.
We define this as emergency transport to hospital due to a sudden or unexpected event. Ambulance cover applies where the only practical way of getting to hospital is by ambulance.
You won’t receive benefits for ambulance rides that aren’t essential, like transfers between hospitals, moving hospitals to be closer to home or travelling from home to hospital for tests.
Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.
If you’re an ahm member with extras cover, log in to find out more about what’s included on your cover and waiting periods/annual limits.
If you want to join an ahm extras cover, view our extras products.