If you’ve recently joined ahm, the first payment may be more than your regular payment amount because it includes all the days from your cover start date until your next payment date. It all depends on when your payment cycle is.
When you sign up to a policy, it can take a few days for your first payment to be debited. These additional days of cover are added to your first payment to ensure that your policy remains financial.
Example: if you’ve chosen to pay monthly and your first payment was debited 3 days after your policy start date, then your first payment will include your standard monthly premium plus pro rata charges for those 3 days. This only applies to your first payment and going forward your monthly payments will be the standard amount you were quoted.