A PHIS is a high-level overview of your cover.
It outlines the key features of your cover and the general waiting periods. The PHIS will be included as a link if you get your statement by email, or enclosed with hard copy statements.
Every PHIS for any private health insurance policy can also be found at privatehealth.gov.au
For a comprehensive look at your cover and what’s included, read your PHIS in conjunction with your ahm product guide(s).